129756501040312500_153Finance Manager, what are the characteristics of women investors in the eyes?
As a woman, you know you did on the investment advantages and disadvantages? "Women of wealth" practice starting from their "money? Do you have the right channels? Buy financial products relatively stable but the income is not high, buy stocks now almost committed suicide, rather than deposit it."Tomorrow is 38 international women's day, women more independent now, money has also become a part of the lives of many women, but as a white-collar Miss CHAN said, worry a lot. Recommended reading Gao Yalin 28 death of wife Sabina exposure from the cold "hot Grandma" life ups and downs actress on departure was secretly photographed the "tragedy" [PIC] Ding Junhui and girlfriend ApPLE in hand shopping was beautiful before the people after the scary Star [photos] Lin Shuhao basics behind bitterness Guanghui Shi Tang behind the successful open day: Reporters visiting the bear base men, women are naturally cautious, emotional, those adjectives seem to be incompatible with needs and numbers of financial investment. What are the characteristics of female finance? May faceWhat problems?
This week, the reporter doing a little research
world of tanks power leveling, if you are a woman, may wish to take control of his own perspective of the situation. Group portrait in the various investment channels, females appeared more and more, many families are women "Palm". However, the reporters interviewed several of the Bank's wealth management Division, securities and futures companies Business Manager, found the present female castChinese channel is relatively limited, compared to men, their investments are more cautious. Great single men under single female duowangjing (industrial and commercial bank Ningbo branch Finance Division) Fund clients, I found an interesting phenomenon: the next big single is often the male customers, small tend to be women, and the latter is more like a casting. Of course, thisIs not an absolute phenomenon, with customer's individual risk preferences and relationships.
Do customers trust has a similar situation, even if the order is a female customer, may also have a green light on the back of the man. Gold investment channels, select the gold investment and investment in physical gold is the female customers than male customer. Looks like women more focused on asset protection, butAlso has a lot of male customers more cautious, more like the capital preservation products, more obvious is that comes from customers in the field of industrial investment. Select the product mainly to short-term Lu Qiao (Bank of China branch in Ningbo City Finance Division) I contact with female customers in more than 35 years, investment in financial products and trust products relatively more. Of course, select the specific product or watch individual windRisk appetite.
For female customers, investment income and assets are their concerns, but ensure asset security is the prerequisite, in this context, we want to maximize the return on investment. Female clients financial objectives generally locked in short-term financing under 5 years of age, mostly the purchased item within a year for up to two years, although some three years toFive-year government bonds, but not much. In addition, concerns, such as pensions and child education, but basically there is no clear financial planning.
For example children Education Fund, are generally just leaving the children, Visa will go to a fixed deposit of a sum of money. Financial goals is not very clear Mao Tongwei (Everbright Bank Ningbo branch financial management Division, gold investment analysts)Many women I usually contact customers, financial customers are predominantly female, is understandable, after all, modern woman of the family money. Female customers to finance basic is 40-50 years of age. In contrast, female clients more robust, financial security and earnings concerns, but prominent point is basically no clear financial goals.Female clients select investment channels now it is quite diverse, insurance, and stock, trust funds, financial products are involved, choose physical gold investment is a lot. Future women zhe Zhang (South China futures Ningbo Sales Department Manager) futures, but a very small number of forceful female investors and General female investor appetite for risk is lower, tableIs the operation carefully and invest in cyclical long.
(Figures) female investor in Ningbo sales department about 5% per cent of total number of investors, although national data may be a little higher, but on average male and female ratio acceptable 10:1, specific data and statistics. Futures investment requires a little adventure, if opportunities come into my tongue, it is important toSeize eaten as soon as possible, and females most investors do not see this. Their cautious, hesitation, taking into account often fail to grasp the opportunity.
By contrast, male investors more assertive, often like a warehouse operation. Woman holding longer than male Liu Ying (China Ningbo liuding Street in securities Sales Department marketing managers) when it comes to money, women investors may choose toFund more voted this way. Female finance are more likely to return a level of investment, such as financial products, funds, and so on. In the securities industry, currently under the domestic stock market, good little female customer operations. Because of security needs at every day, focused on industry news, data analysis and expertise input energy to many, this difficult for women
wot power leveling。 According to my observation, many women had once hung up you choose to stay, will no longer go to attention, compared to male customers frequent operation style, longer holding time, most in the long term. Even now, many retired women investors in the stock market, is to pass the time, much less hands-on, compared to males with typeHow active is much higher. Female PK investment advantages and disadvantages listening to financial analysis Division and expert analysis, there may be some women compatriots are more depressed. However, under the United Kingdom Research Institute's new study, more women than men are good at finance and investment. Reason is simple: men love adventure, woman good control. So, women will avoid many stupidRisks, ultimately in the selection of strategic investments, women tend to earn more.
Of course, also need to be proved, for women investors, only know the strengths and weaknesses of their investment, to be uncompromising graphic. Advantages: almost no women likes to shop around don't like shopping, but often shop around, look at the price/performance. This kind ofFor price-sensitive, also applies to financial products and stock selection, can greatly reduce investment risk. Actually, the game ended game theory of human nature of financial planning.
In the female body, impulse, out of, and stubborn, impatient, and gambling and other undesirable weaknesses reflected even less. As long as women investors insist on investment, finding suitable financing channels, yieldYou can look forward to. Disadvantages: no time and something; female liberation slogans shouted over the years, but modern women of the household is still very heavy. Buying food, cooking, take the children, where there is time to stare at and to understand market information? Want to invest in, to contact and work with large amounts of information every day. Therefore, women are generally not free to do market analysis and research,The most common message is "Street", this is clearly not science. In addition, more cautious or timid female nature, data say about ordinary women received $ 10% in profits is profits.
This advantage can be said to be, but if you encounter the great bull market, the benefits may be low. Recommended women money carefully "minefield"You have financial advantages and disadvantages, some mined areas will be careful to avoid.
For women, there are problems which need to be careful? Assets to focus on the search for stability returns to more clearly understand the investment characteristics of women, journalists also made a small random surveys, found under the influence of various factors, most women investors do not like risk, financial channels to silverSavings, or hold a small number of stocks and banking products. Although you can guarantee the safety of funds in this way
wot power leveling, but now under the pressure of rising prices, savings alone, assets are actually "depreciation". In order to fight inflation, female investors have to change just to stable income in philosophy for actively sought are relatively secure, high number of receiptsInvestment channels of wealth management division recommend collection of open funds, bonds, precious metals, money, investment assets through diversification of financial gains. More professional and less listening to "roadside" everyone is doing is definitely good projects? Really can't say. Many investors like to pass on, but if you are on the money following the crowd, followedFriends of finance and investment activities, but a dangerous way, after all, everyone has a different risk tolerance and risk appetite is not the same.
To avoid this, it is recommended that women investors participate in the Bank's wealth management forum, see more of finance books and magazines. -Reporter Ni Hui
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